To be considered for all types of aid, students must:
apply for admission to PHSC
submit any academic transcript required
submit the Free Application for Federal Student Aid (FAFSA) with PHSC’s school code 010652.
Is there a financial aid deadline?
Yes, PHSC’s priority deadline for all financial aid forms is April 15 of each year.
How is financial aid awarded?
Most financial aid is awarded on the basis of need, but some scholarships are also awarded on the basis of merit.
When will my financial aid request be processed?
Financial aid disbursement is a lengthy process, perhaps 4-6 weeks. All required documents must be on file in the Financial Aid office before a file can be evaluated for aid.
What if my aid is not ready at the beginning of classes?
Students may request a deferment of tuition, provided all required documents have been received and available for the Financial Aid office to review. Deferments are not guaranteed and students should be prepared to pay for their classes without financial aid.
After I receive my financial aid, what are my responsibilities?
Whose income do I use if I am a dependent on my parents’ income?
If you are dependent on your parents, their income and assets, combined with yours, will be used to determine your award.
What if I am independent?
If you are independent, your financial need is based solely on your and your spouse’s income and assets.
What defines an independent student for the purpose of aid?
An independent student is:
At least 24 years old by December 31 of the award year; or
An orphan or ward of the court; or
A veteran of the Armed Forces of the United States; or
A graduate (post baccalaureate) or professional student; or
A married student; or someone with legal dependents other than a spouse to whom the student contributes more than half of their support.
What is a deferment?
A tuition deferment means that your tuition fees are delayed or put off until your financial aid is received. Your signature is required. By signing the tuition deferment, you are accepting the responsibility for paying for your tuition and fees if something happens and you become ineligible for financial aid.
What documents must financial aid have for the 60-day deferment of fees?
The Financial Aid office must have the following on file before the 60-day deferment can be issued:
Student Aid Report (SAR)
High school or GED transcripts
Verification documents, if selected
Proof of eligible program of study
Transcripts from other colleges
Can the 60-day deferment be extended?
No, the deferment cannot be extended under any circumstances.
Can Stafford Loans be deferred?
Yes, repayment may be deferred up to six months (grace period) after graduation, withdrawal, or less than half-time enrollment.
Can Work Study be used to defer (put off) payment of fees?
No, Work Study awards cannot be used to defer fees since the award is earned during the period of enrollment.
What is a FAFSA?
A FAFSA is a Free Application for Federal Student Aid. It is essential for a student to fill out the form in order to receive federal funding. Further information regarding FAFSA, can be reviewed on the Applying for Financial Aid web page.
What is a grant?
A grant is a gift for which no repayment is required.
What grants are available?
The grants available to PHSC students are:
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Florida Student Assistance Grant (FSAG)
PHSC Need Grant
What is the Federal Pell Grant?
The Federal Pell Grant is the largest grant program offered by the U.S. Department of Education. The Federal Pell Grant is designed for undergraduate students working toward their first bachelor’s degree. The Pell Grant is a nonrepayable financial resource. Visit the Pell Grant Web page for more information.
What is the Federal Supplemental Educational Opportunity Grant (FSEOG)?
The Federal Supplemental Educational Opportunity Grant (FSEOG) is the second largest grant program offered by the U.S. Department of Education. The FSEOG are federal funds for undergraduate students working toward their first bachelor’s degree. The FSEOG does not require repayment by the student. Visit the FSEOG Web page for more information.
What is the Florida Student Assistance Grant (FSAG)?
The Florida Student Assistance Grant is a need-based state/institutional administered program. Visit the FSAG Web page for more information.
What is a loan?
A loan means that you are borrowing money and must pay back the principal plus interest at a later date. Visit the loan Web page for more information.
What is a scholarship?
A scholarship is a gift for which no repayment is required. Visit the Financial Aid Web page for more information.
Work Study Opportunities
What is the Federal Work Study Program?
The Federal Work Study Program is part-time employment for students who demonstrate federal financial aid need. Students are offered the opportunity to work on campus, up to 20 hours per week. Students are paid hourly wages based on the current minimum wage on a biweekly basis. Please see the work study program Web page for more information.